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How to Use Bitcoin to Purchase Real Estate Property

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How to Use Bitcoin to Purchase Real Estate Property

With Bitcoin breaching the $40,000 mark recently, it has got a lot of institutional investors optimistic about the world’s largest cryptocurrency. Let us see if Bitcoin should be combined with Real Estate, which is the largest asset class in the globe.

The Acceptance of Bitcoin in Real Estate Deals

  • Many luxury properties tokenized on the blockchain network accept Bitcoins for transactions.
  • The volatility of Bitcoin is a concern as there are frequent changes in its value depending on the market conditions. The market swings affect property buyers more than sellers.
  • If progressive regulations are present, Bitcoin will become accountable and legitimate.
  • Wealthy investors can diversify their Bitcoin holdings and invest in income-generating properties.
  • Various intermediaries like brokers, title companies, escrow agents, and banks need to be confident of utilizing Bitcoin for settling transactions.
  • Real estate agencies in New York, Texas, and Florida accept Bitcoins as payment for buying properties.
  • Many properties in Indonesia are purchased and sold via Bitcoin.
  • It is tough to determine a buyer’s credibility as their ownership of Bitcoins is part of their credit score. This increases the property seller’s risks.
  • Security tokens are gaining a lot of foothold in the capital intensive Real estate industry and it will decrease overhead costs and boost the liquidity.

The Process to Follow While Purchasing a Property Using Bitcoin

  • Both the parties, the buyer and seller of the property must accept the Bitcoin usage.
  • Some deals may involve the conversion of fiat currencies into Bitcoin.
  • The transaction is processed quickly unless the network gets congested.
  • The buyers and sellers must remember that transactions made via Bitcoin are irreversible.
  • It eliminates third parties by using modern cryptographic techniques.
  • It can also prevent the chances of fraud as each user will have a private digital ID secured by the distributed ledger.
  • Apart from payments, Bitcoin can assist in the transfer of property deeds, mortgage settlement, and escrow.
  • A verifiable chain of ownership is ensured by the virtual currency and the participants have access to information on a real-time basis. This ensures more transparency.
  • Bitcoin comes with advantages like a peer to peer system, protection against inflation, is easy to trade, and low transaction costs.
  • KYC/AML verification should be performed on the property buyer and tax exposure needs to be minimized for foreign clients.

The Latest Developments Where Bitcoin Has Been Used for Buying Real Estate

  • According to BitPay, the Bitcoin expenditure on Real estate will double soon. It will be used both for Real estate development and sales. BitPay converts Bitcoin into US Dollars and transfers the money to an escrow agent who holds it until the buyer makes the payment to the seller. The company charges a 1% processing fee.
  • In countries like China, many Crypto investors are using Bitcoin to purchase properties abroad due to the uncertain regulations. Many securities brokers from Hong Kong are taking care of the tokenization of property rights.
  • The top markets for Real estate are the US and the UK, with cities like California, San Francisco, Los Angeles, New York, Texas, and London witnessing high demand.
  • Title and insurance companies need to be made comfortable in handling virtual currency transactions.

What Are Some of the Platforms That Accept Bitcoin for Purchasing Real Estate? 

  • Propy, a platform for automating Real estate transactions. Smart contracts control all the business operations. The property closing process is taken care of by blockchain technology.
  • BrickEX, a decentralized real estate exchange enables tokenization of property. It maintains a detailed real estate repository that offers more liquidity and transparency.
  • Harbor, a digital security token platform has already tokenized property worth $100 million.
  • Gold Wynn, a platform for investing in various properties accepts all the leading cryptocurrencies from real estate buyers.
  • Meridio, a platform that converts Real estate into digital shares on blockchain accepts Bitcoin as it helps in streamlining transaction processing, unlocking more amount of capital, and ensures real-time execution of trades.
  • ATLANT, a global real estate blockchain platform tokenizes properties and provides investors with the opportunities of fractional ownership and P2P rent collection.
  • EWO Place, a startup offers rewards for users from the properties that they do not own. The users get a share of the profits, fair pricing based on the prevailing market conditions, and also access to the EWO token that can be exchanged for crypto assets. They are targeting people who prefer affordable accommodation as the market lacks supply currently.

Summing up

A blockchain-based system will share information about property sales to potential buyers quickly. If adequate security measures are present, Bitcoin will play an integral role in the Real estate industry. It does lead to cost reduction and enhancement in operational efficiency. Bitcoin can revolutionize the property industry in the years to come.

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How to Make the Perfect Espresso at Home

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Perfect Espresso at Home

Brewing a perfect cup of espresso within your home’s comfort demands artistic expertise with scientific precision which involves selecting high-quality ingredients with meticulous care. This comprehensive guide presents nine crucial steps, guiding you to enhance your espresso-making powers from the initial selection of beans to the final, satisfying sip.

1. Choose Fresh and Quality Coffee Beans

The journey to the perfect espresso coffee starts with the selection of beans that are not only fresh but of the highest quality, ideally roasted within the past month to ensure maximum flavor and aroma. The type of bean you select plays a crucial role in the overall taste of your espresso, as different origins and roast levels bring their own unique profiles to the cup. Whether you’re drawn to the bright acidity of African beans or the rich, full-bodied flavors from South America, experimenting with various beans from around the world is key to finding the blend or single origin that matches your taste.

2. Calibrate Your Coffee Grinder

Achieving a uniform and consistent grind is essential for unlocking the full flavor of your coffee beans. To ensure this consistency, a burr grinder is indispensable, as it provides uniform grind particles, unlike the less precise blade grinders. The grind size should be similar to the texture of table salt. This specific fineness is vital for the optimal flow of water through the coffee at the right pace, extracting the rich flavors and aromas.

3. Measure Coffee and Tamp Correctly

For a standard shot, aim for 18–20 grams of coffee, a sweet spot that balances intensity and flavor. Equally important is the art of tamping: distribute the grounds evenly in the portafilter and apply firm, even pressure to tamp. Proper tamping prevents water from finding the path of least resistance and channeling through the coffee unevenly, which can lead to over-extracted or under-extracted areas. This attention to detail ensures each shot of espresso is balanced, rich, and full of the intended flavor nuances.

4. Preheat Your Espresso Machine

Preheating your espresso machine, portafilter, and cup helps in achieving temperature stability. This practice ensures that the coffee doesn’t suffer from sudden temperature drops during extraction, leading to a more consistent and flavorful shot. For those looking to elevate their home coffee experience further, investing in the best dual coffee maker can be a game-changer. This device offers the option to switch between brewing espresso and regular coffee. This versatility caters to a wider range of preferences, making it an ideal addition to any coffee lover’s kitchen collection.

5. Understand Your Machine’s Settings

Understanding your espresso machine’s settings is crucial for crafting a perfect cup of coffee. By adjusting the temperature, pressure, and volume, you can fine-tune the machine to achieve your desired flavor. This level of customization provides you with greater control over the extraction process, enabling you to brew each shot precisely to your taste preferences.

6. Time Your Shots

The timing of your espresso should be 25–30 seconds for a single shot, as this window typically yields the best balance of flavors. If your espresso is pouring too quickly or too slowly, it can indicate the need for adjustments in grind size, tamp pressure, or even the machine’s settings. By paying close attention to the timing, you can tweak your brewing process, ensuring each cup of espresso is as delicious as intended.

7. Froth Milk to Perfection

Start with cold, fresh milk for the best results, and steam it until it reaches the sweet spot of 140–150°F. This temperature range is ideal for creating microfoam with tiny, uniform bubbles, essential for the silky mouthfeel of a top-notch latte or cappuccino. Mastering milk frothing elevates your home barista skills, bringing a professional quality to your espresso creations.

8. Clean Your Equipment Regularly

Regular maintenance of your espresso machine and grinder is essential not only for the longevity of your equipment but also to prevent the buildup of coffee oils and mineral deposits, which can adversely affect flavor. Additionally, ensure your grinder is always free from old grounds, as stale grounds can compromise the taste of your espresso.

9. Experiment and Adjust

The art of espresso is personal and ever-evolving. Experiment with different beans, grind sizes, and brewing parameters. Take notes on what works and what doesn’t, and adjust your process to continuously refine your espresso shots.

Conclusion

Mastering the art of espresso at home is a rewarding journey that transforms each cup into a moment of pleasure. Whether savoring the rich intensity of a solo shot or the smooth complexity of a milk-infused creation, by following these steps, you embrace both the meticulous nature and the creative freedom of espresso making.

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How To Use A Personal Loan For Renovating Your Home

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Personal Loan

Making changes to your house once in a while or often is both quite common. Home renovation is part of every household by improving your bedroom style, putting in some contemporary woodwork, or introducing a completely eclectic decor theme throughout the house.

Renovating a house is a good expense that gives you satisfaction over a long period. A lot of renovations take place around important family functions, festivals, or celebrations. Also, when you have bought a new home or are looking to renovate the existing one. You don’t want to exhaust your savings. Therefore, the best way is to use a personal loan for home renovation for all these purposes.

A personal loan is an unsecured loan that means you don’t have to put a security against the approved loan, which is the most attractive feature of a personal loan. This makes personal loans convenient for those who are just starting a career and do not have assets to put up as collateral.

These are some points to renovate your home using a personal loan:

A Complete Plan Is Necessary

Whenever you do some work, you have to make a complete plan in renovating your home where many expenses occur. In the same way, when you are renovating your home, you should draw up a complete plan before starting your project. Poor planning and execution waste money and valuable resources. Like the home décor, which costs a lot, you have to plan in such a way that it is under your budget. You should make a list of what is necessary and important to you according to their cost. This will make your project easier to understand, and it is a good idea to allow for unexpected expenses.

Stick To A Budget

This is the next most important thing that everyone should follow. Whenever you spend money, it’s a good idea to know how much we are saving from that purchase, whether it’s simply a meal out or buying something big. Most people don’t think about all the small monthly bills or buy unnecessary things that are not required. When we are planning for a personal loan for home renovation, you should be careful to spend money and tighten your monthly budget. You should stick to a planned budget, which will help you in the monthly EMI of the personal loan.

Compare The Price And Offers

Comparing prices is essential before purchasing because it will help you to find great deals on the same item or similar items at discounted prices. In today’s world, everything is dependent on technology. All the information you want is readily available at your fingertips. This makes our life very easier. Instead of going to shops, you can survey the best prices, offers, and reviews online in all categories before making a purchase that comes under your budget, and you can get everything you need.

Personal Loan EMI calculator is Useful

If you take a personal loan, you need to pay the principal and the interest amount. If you are planning for a personal loan, you should use an Equated Monthly Installment (EMI) calculator to estimate the monthly installment payments. According to the plan you have prepared, you have a good idea of the loan you need. The lender determines the interest rate for a personal loan. The EMI consists of the principal amount of the loan and the interest paid on the personal loan.

After that, only the loan tenure remains, which is the period or duration for which the loan amount is sanctioned. You can adjust the tenure of the loan on the calculator. Personal loans, car loans, education loans have shorter tenures as compared to home loans.

Apply for the Personal Loan

Before you go ahead with your personal loan requirements, ensure to check your eligibility first. For applying for a personal loan, you must be a resident of that country, and you have to be between 21 and 60 years of age with a net monthly income of over Rs 30,000. With a good credit score, the probability of your personal loan for renovating a home is higher. These are some steps that need to follow for applying for a personal loan:

1. Fill Out the Application Form.

First of all, you have to fill the application form. Ensure that you provide accurate personal, employment, and financial details. You will also have to fill in your PAN and Aadhar number to proceed to the next step.

  1. Select the loan amount
  2. Submit Required Documents like KYC documents (ID and address proofs), Salary slips, bank statements (past 3 months), employee ID, or business proof
  3. And at last, receive Your Loan Amount

Conclusion

After the above points, we get to know how to renovate your home using a personal loan. A personal loan is very useful for its no collateral, instant approval, cheaper than a credit card, no prepayment penalty after six months, long tenure, etc.

Also Read: WPIT18.com Login

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How to Record Screen on Laptop

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How to Record Screen on Laptop

Many times we want to screen record on our laptop but we have no knowledge of how to do it. In this article, we will educate you about the simple steps or even the best screen recorders for Windows 10 you can use to screen record on a Laptop.

So let’s get started: 

First, we will be covering the manual processes of how to do screen recording on a laptop and then we may also discuss some of the best screen recording software for Windows.

Let’s cover them one by one.

1. Use Game Bar To Record Your Laptop Screen:

Before covering the steps of how to do it, please note the Game Bar option can only be used if you have Windows 10. If you have a previous version of the Windows Operating System, the Game Bar option won’t work. This option though is very easy and comes with a limitation. With Game Bar, you can record the laptop screen of only one program at a time. It cannot be used to record screens with multiple programs. Let’s see how to do screen recording on a laptop using the Game Bar:

  • Launch the program or app which you want to record.
  • Press the Windows Logo Key and G simultaneously on your Keyboard.
  • Doing so will open a dialogue box asking you to open the Game Bar. Choose Yes, this is a game.
  • On the Game Bar, click on the Mic icon to screen record with audio.
  • Once done, click on the Record button to start the screen recording.
  • When you want to finish recording, simply click on the Stop button.
  • Post this press Windows Logo Key and E simultaneously to open the File Explorer.
  • Copy the address from the Address bar and then press the Enter key.

FILE

This is how you can record a laptop screen easily using the Game Bar in Windows 10. However, if you do not have Windows 10, and still want to learn how to do screen recording on a laptop, you can also use third-party tools to accomplish the task for you. Let’s see some of the apps to do screen recording on a laptop.

1. ActivePresenter:

ActivePresenter is a third-party screen recorder tool by Atomi Systems that not only records screens but can also be used to edit videos. ActivePresenter is one of the most popular tools to screen record on a laptop and is used by YouTubers, trainers, Faculties, video creators, etc.

ActivePresenter comes in both free and paid versions. The free version itself delivers most of the functionalities and users may want. It lets you capture the screen, trim it, cut, split, make changes in the speed and volume, add animation, etc. Another advantage of the trial version is that it does not add a watermark even in the trial version.

The paid version on the other hand has more advanced features of editing audio and video and also provides software simulations.

ActivePresenter

Benefits Of Using ActivePresenter:

  • Easily lets you record full screen, a window, region.
  • Comes with a video editor that lets you edit captured videos as well as imported videos.
  • The free version provides all the basic features like cut, trim, adjust, transitions, animations, change speed and volumes, etc.
  • It is ad-free and you can record a laptop screen without any time limit.
  • The paid version contains advanced features like the Blur effect, noise reduction, audio fade in/out, etc.

While there are so many benefits of using ActivePresenter to screen records on a laptop screen, it also has some limitations.

  • It is available for only 64-bit Operating Systems.
  • You cannot schedule screen recording.
  • Video cropping features are still missing.

2. OBS Studio:

OBS Studio is another screen recording software that can be beneficial when you are learning how to do screen recording on a laptop. With OBS Studio one can easily screen record, do video recording, and also live stream videos without any watermark and there is no time limit on the duration of the screen recording.

Due to these benefits of OBS Studio software, it is highly recommended for gamers who like to broadcast their gameplay. OBS Studio allows users to capture the entire laptop display as well as capture screen using a webcam or even a microphone which is an amazing feature. It also helps in creating layered videos for webcams and lets the user select the desktop applications as well as the audio sources that they might want to share.

However, OBS Studio does not have a video editor which is still a missing functionality many users look for in a screen recorder application.

OBS Studio

Benefits Of Using OBS Studio:

  • Easily lets you record a full screen, microphone, web cam, window, etc.
  • It is totally free from any kind of ads.
  • Allows streaming to YouTube, DailyMotion, etc.
  • It does not contain any watermark.
  • Contains all features like cut, trim, adjust, transitions, animations, change speed and volumes, etc.
  • Comes with an easy-to-use audio mixer.

While there are so many benefits of using OBS Studio to screen records on a laptop screen, it also has some limitations.

  • It does not have a video editor.
  • There is no Pause button for recording.

We all might want to record a laptop screen under situations where we might save our work or may need it at a later stage. While you can always take screenshots or write down the steps of the important work, it is always recommended you record the entire screen so that you have it all in one place.

Screen Recorders are also used by gamers to record screens as well as for live streaming. If you have Windows 10 you can easily use the Game Bar option to do screen recording on a laptop. However, since it is only present in Windows 10, others that may have previous versions of Windows can make use of the screen recording tools mentioned above and easily learn how to do screen recording on a laptop.

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